Overview - Credit Repair Affiliate Programs
The temptation of shopping via credit card seems irresistible. Or say, you want to buy a new home or that exotic car you have always eyed for. In such cases, getting a mortgage or loan might be your best bet. But most often, we fail to understand that the future is uncertain. Lost income-earning opportunities, dwindling economy, or reckless lifestyle may result in not having enough money to pay off your debts. And as you continue to miss more payments, your credit score goes down.
A low credit score is likely to dent your future credit application in a manner that it will either be rejected right away or get approved but at a higher interest rate. As such, there is an ongoing need for how to repair credit score, which can help improve solvency and make you a best fit for fresh credit. The credit repair services market size in the U.S. is estimated to reach $3.4 billion in 2021.
Considering “credit repair” as a primary pain point of thousands of Americans today, joining a credit repair affiliate program can be a good way to educate your audience on the adverse effects of poor credit score and how professional credit repair services can help. At the same time, it is an excellent money-making opportunity because the industry demand is high.
But which credit repair service should you promote?
This article gives you an overview of the top credit repair affiliate programs in 2023.
Top Credit Repair Affiliate Programs
Do you know that “fix my credit” is one of the most-searched terms on Google? With thousands of Americans having a ripped credit report, more people are now looking for ways to repair credit score. By targeting this niche through an affiliate program, you will continue to have interested clients – boosting your commission earnings in the long run.
So, let’s get into details of 7 best credit repair affiliate programs you can join in 2021.
myFICO is the consumer division of FICO, a company that invented the FICO credit score that has been the industry standard for over 25 years. Trusted by 90% of top lenders globally, it allows you to compare FICO Scores and credit reports from top 3 bureaus – TransUnion, Experian, and Equifax. This will enable you to understand your credit easily. The platform provides the right score to set up your credit scores as well as you can understand what score the lenders use to determine your creditworthiness. The FICO Score is used by lenders to measure your credit risk in the credit card, mortgage, banking, retail, and auto industries.
By joining their affiliate program, you can promote their credit management solutions and make extra income. It is free to join and you will receive optimized text links, banners, contests, promotions, incentive bonuses, and more to improve your affiliate campaign. They have a tiered commission system – for each referral purchase of 1 Bureau product, you will earn $5 flat fee; $10 flat fee for each referral purchase of 3 Bureau product; $100 for each referral purchase of annual 3 Bureau product.
How to sign up:
Affiliate Signup Link: Click here
Reliant Credit Repair is a professional credit repair company that can help achieve lifetime credit score improvement – giving you more financial freedom, improving creditworthiness, lower interest rates for credit loans, increase your purchasing power, and help attain your financial goals. Customers can have one-to-one consultation with a certified FICO professional who can assist you with repairing your credit history, increasing credit limits, and giving more negotiating power.
Joining as a Reliant affiliate partner will give you access to partner portal and marketing materials, logos and partner badge, partner resource center, etc. This will help optimize your campaign and drive qualified traffic who are looking for professional credit repair services. For every referred customer that signs up with Reliant Credit Repair, you will earn up to 40% commission.
Affiliate Commission: 40%
Cookie Duration: N/A
How to sign up:
Affiliate Signup Link Click here
30 Day Credit Repair provides top-notch credit repair services, using proprietary technology that helps simplify and speeds up the process of credit repair. They will help gain a better understanding of good credit and claims to improve your credit score to 780 in 7 days. They have expertise challenging your negative scores and removing a wide range of elements from your credit report, including charge offs, settlements, late payments, tax liens, bankruptcies, foreclosures, loan modifications, medical bills, inquiries, repossessions, and more.
Their affiliate program is a good opportunity to help your target audience with valuable information on how to improve credit score as well as earn additional revenue. On joining the program, you will have your own sales page and text links that you can integrate within your website, blog, or other content. When 1-12 clients sign up through your affiliate link, you earn a 20% commission. For referring 13-24 clients who sign up with 30 Day Credit Repair, you will earn a 30% commission. Anything beyond 25 will get you a 40% commission.
Affiliate Commission: Up to 40%
Cookie Duration: N/A
How to sign up
Affiliate Signup Link Click here
DisputeBee is a professional credit repair business software that automates the dispute process and helps save more time. From generating automated dispute letters to disputing and removing negative terms from your credit report, the software can help perform a lot of actions easily. And when erroneous items and discrepancies are eliminated from your credit report, it can help increase your overall credit score.
If you have relevant audience within this target demographic, joining DisputeBee Affiliate Program program can help you educate them with valuable insights to credit repair services and earn a 35% commission for each sale you generate. You will get a unique referral link, which you can share on your website, blog, email list, or social media. Whenever a user clicks your affiliate link and purchases their paid plan, you earn a commission.
However, the commission you earn is one-time, non-recurring. This means regardless of how many times your referred client purchases a DisputeBee product, you will receive 35% of the sale amount only once.
Affiliate Commission: 35%
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
Lexington Law has been a leader in credit repair for more than 17 years, offering expert consultation and customized solutions to over 520,000 active clients nationwide. They take a comprehensive approach to research and review your credit, and understand which negative terms are hurting your score wrongfully. Leveraging their vast expertise, they will challenge and dispute the bureaus, and get all erroneous entries removed. Lexington Law will continue to monitor and address new credit issues as they arise.
Their Affiliate Program is known to provide high commission rates and come equipped with comprehensive tracking for traffic conversion. They will develop all necessary resources and tools, which you can plan into your site and direct traffic to Lexington Law. Depending on the volume of paid customers you generate from the company, you will earn variable commission income. Progrexion has a high cookie tracking duration of up to 365 days.
Affiliate Commission: Variable; as per quality volume
Cookie Duration: 365 days
How to sign up
Affiliate Signup Link: Click here
Credit Rx America offers professional credit removal service and claims 100% guarantee. There are no setup fees, no upfront fees, no monthly charges or no hidden fees. One needs to pay only after erroneous negative items get deleted from their credit report. They will thoroughly analyze your credit report for free and then work upon the items that the client wants to delete or correct in the report. The company assures that one can see results within 30 days of signing up with them.
When you join their affiliate marketing program, you can earn a 15% commission for each sale you generate through the affiliate link. As per the company claims, you can earn an average $200 per customer you refer. It takes less than five minutes to join the program and you can start promoting how to repair credit score to your target audience, and boost your earnings.
Affiliate Commission: 15% or $200 per client you generate
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
National Debt Relief is a trusted debt consolidation company, having expertise in consolidating your debts, credit card debt balances, unsecured obligations, and medical bills. They also ensure that you are not harassed at home or work by your creditors.
By joining their credit repair affiliate program, you can earn $27.50 for each qualified you send to their website or blog. Qualified leads mean they must have a minimum $10,000 in unsecured credit card debt, have a qualified state of living, and genuinely looking for help. You can also earn 12% of all your referrals’ commission every month.
Affiliate Commission: $27.50 for each qualified free debt quote request + 12% override on commissions for all affiliates you refer
Cookie Duration: N/A
How to sign up
Affiliate Signup Link: Click here
Credit Strong is a division of Austin Capital Bank that assists customers to grow their savings and build credit. They help you create a Credit Strong account, which is a combination of a savings account and a secured consumer installment loan. The account allows you to improve your savings as well as build your credit history. This one-of-a-kind savings and loan combo ensures long-term credit repair.
They will closely monitor your FICO scores and track progress via your Credit Strong account. Additionally, being a division of an FDIC insured bank, they provide high-end bank security.
Credit Strong's credit repair affiliate program allows you to choose your preferred marketing materials and publish the same online. For every first payment your referred clients make, you will receive a commission. The commission rate will vary depending on the services sold.
The affiliate program is managed by TUNE. On signing up, you will get a unique affiliate ID and custom-formatted links, with a cookie period of 3 months.
You will earn the commission as long as the visitor coming from your site makes the first payment within 3 months of clicking your affiliate link initially. Credit Strong offers a fixed, one-time commission per referral coming from your website.
Affiliate Commission: Variable, based on the products sold
Cookie Duration: 90 days
How to sign up
Affiliate Signup Link: Click here
Credit Firm is one of the reputable and trusted credit repair companies that assists you to fix your credit score and build a positive credit report. They combine their industry experience with proven results and reliable customer service to provide superior credit repair services at affordable pricing.
Their services include free credit consultation and getting your credit report legally audited by a licensed attorney. This legal touch, in addition to automated cross-checks by FCRA-compliant validation database, enables them to fix your credit report. Additionally, they have over 20 years of experience, making them a preferred choice for credit repair in the United States.
CreditFirm.net credit repair affiliate program is managed by ShareASale. Membership is free and you earn $20 for every qualifying sale that you refer. Leverage their optimized banners, widgets, text links, datafeed, and videos to spread the word for Credit Firm. You can also request custom text links and banners.
The affiliate program allows to earn passive income while providing your customers high-quality and reliable credit repair services.
Affiliate Commission: $20 per sale
Cookie Duration: 180 days
How to sign up
Affiliate Signup Link: Click here
Summary - Affiliate Programs for Credit Repair:
Credit Repair is an evergreen niche that will continue to be in existence as long as there are bank loans, credit cards and any kind of financial transaction that requires an investigation on the credit worthiness of a person. With the economy going through a roller coaster ride, the demands are ever increasing as people look to invest in properties and get cars etc. The people with low credit rating will look for ways to improve their score to better their chances in getting a loan. This is where affiliate marketers can target these audiences through social media, YouTube, Email marketing and Blogging. The affiliate programs mentioned in this blog post will help generate substantial passive income and help your audience looking for services,
